How to Deal with an Insurance Adjuster
Knowing how to deal with an auto insurance adjuster after a car accident is critically important to ensure that you obtain as much financial restitution for your harms and losses as possible. Below is some important advice on how to best deal with a insurance adjuster after a serious auto accident.
The Adjuster is Not on Your Side
Some say that the larger you make your personal injury claim, the higher the chances that the insurance adjuster will be nice to you. This implies that in the event that the insurance company notices that they have a considerable exposure to loss, then the insurance adjuster will try to establish a good rapport with the victim in question. They will be helpful and fair up to the point that the money will be discussed, at which time they will attempt to pay out as little as possible.
Do Not Give a Recorded Statement
It is important not to provide a recorded statement to the insurance company without speaking to an attorney first. Most insurance adjusters are trained in taking statements from victims of personal injury and attempting to parse out those statements in an effort to reduce or deny a legitimate claim. If your case goes to trial the insurance company will try to build a case around your statements.
Do Not Go it Alone
It is always advisable to consult with an attorney before negotiating with an adjuster. This is because adjusters will try to frame the accident as not being very serious and try to convince you to accept less than what you are owed. Our attorneys have successfully negotiated settlements with all of the insurance companies in Texas.
Avoid a Lowball Settlement
Insurance adjusters will try to pressure you to accept a quick settlement. It is important to give consideration to your medical bills, lost wages, and other damages when determining what you are owed for your injuries. For instance, the insurance company might significantly devalue your pain and suffering associated with the accident. Having an experienced attorney on your side can help you avoid accepting a settlement that is less than what you deserve.
Do Not Delay in Seeking Medical Treatment
Do not delay in seeking medical attention. Waiting to see a doctor can damage your personal injury claim. When there is a delay in seeking medical treatment, the insurance adjuster may claim that the injuries are not as severe as they are. Seek medical attention directly following an accident, and follow all doctor’s orders.
A Serious Injury Will Often Require the Services of a Houston Personal Injury Lawyer
If you or a loved one suffered a severe, potentially debilitating bodily injury, you should consult with an attorney before engaging with an insurance adjuster on the phone. The more serious the injury, the higher the damages the victim is owed. The higher the damages, the higher likelihood that the insurance company will try to delay resolving your case in the hopes of reducing the payout. Contact the experienced and skilled personal injury lawyers at Michael P. Fleming and Associates today 713-221-6800.