Car accident reports issued by law enforcement agencies can be powerful evidence when negotiating with insurance companies about your injuries. The opinions of the investigating officer will be shown in the report regarding the cause of the accident and fault of the parties involved. However, it is important to remember that the police do not have final [...]
Following an auto accident, many people do not know where to start to obtain a copy of the accident report. The first thing you should do is determine which law enforcement agency investigated the car accident. Usually, the investigating officer will give you a slip of paper indicating their department name and the officer’s name. If the car accident [...]
The adjuster for the other driver’s insurance company keeps calling me. Do I have to give them my statement?
No. Oftentimes an adjuster will attempt to pressure an injured person into giving a statement after a car accident. In Texas, liability is not established on the basis of what information the other driver’s insurance adjuster attempts to secure from you. You are not required to provide a statement to the other driver’s insurance company’s representative. Remember, [...]
The other driver failed to carry insurance or the insurance isn’t enough. Now what? You may have options if you are injured and the at-fault party has no insurance or not enough insurance coverage. Texas has financial responsibility laws that requires all drivers to carry a minimum amount of liability insurance to help cover losses [...]
When you are injured in an accident, the insurance company of the at-fault driver will not pay damages such as medical bills and lost wages as you go. Rather, the company will wait until your case is resolved. This could be several months and in some cases more than a year after the accident happened. [...]
In Texas, you may still be able to recover compensation for an accident even if you were partly responsible for causing the crash. However, your compensation in a car accident case will be reduced by any percentage you were at fault. This area of law is known as comparative negligence. However, you can still recover compensation as [...]
If you were injured in a work-related motor vehicle accident, you are covered by Texas workers’ compensation regardless of who was at fault. That means you could recover workers’ compensation benefits even if you did something wrong to cause the crash. “Work-related” generally means that you were driving on the job. In most cases, the accident would [...]
If you were injured in a car accident that occurred on the job, you may be entitled to compensation from both workers’ compensation and the insurance company of the at-fault driver. While you can’t collect twice for the same damages, you can maximize the compensation you receive for the damages you have suffered.
In many cases, compensation for pain and suffering is the largest component of a car accident case. It’s helpful to know the legal definition of pain and suffering. In general, “pain and suffering” refers to non-economic damages associated with a serious personal injury. It can refer to not only physical pain but also to emotional distress. Determining how much [...]
If this is the first time you have been injured in a car accident, you may not be aware of the steps you need to take to protect your right for full compensation. The insurance company of the other driver can take advantage of your inexperience to reduce the value of your claim. That’s why [...]