If you were injured in a work-related motor vehicle accident, you are covered by Texas workers’ compensation regardless of who was at fault. That means you could recover workers’ compensation benefits even if you did something wrong to cause the crash.
“Work-related” generally means that you were driving on the job. In most cases, the accident would not be covered by workers’ compensation if it happened while you were commuting to or from work or running a personal errand during lunch.
Workers’ compensation covers medical bills and two-thirds of lost wages up to certain limits. It may also provide benefits if you suffer a permanent injury.