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Filing a Claim with TML Intergovernmental Insurance

car insurance policy will cover medical bills and lost wagesFiling a Claim with TML Intergovernmental Insurance

The Texas Municipal League Intergovernmental Risk Pool (TMLIRP) provides a variety of insurance including workers’ compensation, property, and liability coverage to Texas governments. TMLIRP was founded in 1974 in Texas and is the oldest pool insurance company of its type in the United States. They are also the largest, currently serving more than 2,800 governmental municipalities. The pool offers regular field visits to provide information, answer questions, and work on claim resolution.

Claim Process with TML

To file a claim with TML you can call (800) 537-6655 or (512) 491-2300. They also provide after-hours phone numbers for claims: (512) 970-0682 or (512) 913-0401. Because they have a variety of phone numbers, it can be confusing to call in a claim.

The company has an above-average rating with the Better Business Bureau, but even so, there have been complaints. Customers most often complained that their claim was denied, even though it should have been covered through insurance.

TML seems to take longer than average to respond to customers, especially when there is a dispute. They have an online appeal process; however, some customers apparently did not get a response or were unable to access the link for the online appeal process. It appears that it can be somewhat difficult to get responses from this company after filing a car accident claim.

How do I know if a settlement amount is too low?

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What to Expect After Filing a Claim with TML

TML is not a very large company, so you may expect to wait to receive a claim resolution. An agent will contact you to discuss your claim and to obtain documentation about your injuries. Once you submit the requested information, you may receive a settlement offer that is less than adequate.

There are a few steps you should follow after an accident with injuries. Make sure that you call the police and file a police report. Law enforcement will investigate the accident and take witness statements. Always seek medical treatment as soon as possible after the accident. The longer you wait, the more difficult it may be to prove that the injury occurred as a result of the crash. Do not admit guilt and be careful when making statements to the police.

Maintain all of your medical reports and bills so you can provide them to your attorney and to the claim adjuster. Often times, an insurance company reviews the medical report to determine the type of injury and then uses a standard calculation to provide a settlement. The amount of money the insurance company offers may not be enough to cover your specific medical bills and damages.

Insurance companies in general often try to settle an insurance claim as cheaply and quickly as possible. They may offer you a settlement that is too low. You do not need to accept the settlement offer. Instead, contact an experienced car accident insurance attorney to assist you in resolving your claim. We have helped thousands of people favorably resolve their claims. Contact Michael P. Fleming & Associates, P.C. today to learn how we can help you get the compensation you deserve 713-221-6800.