Maximum Medical Improvement
Getting seriously injured in an auto accident is a nightmare that far too many motorists in and around Houston have to endure. It is a nightmare not only because it could result in physical suffering, but it could cause financial hardship, as well.
If you are badly injured, you will likely need to undergo some form of physical therapy. This therapy could last for a few weeks or could extend for months, or even years. Nevertheless, at some point, your doctor will assess your health and determine when you have reached maximum medical improvement.
What is Maximum Medical Improvement?
Maximum medical improvement is a term used by doctors, physical therapists, chiropractors, etc. to assess when a patient has reached the limit in a medical treatment. Suppose, for example, that you were in a car accident and you damaged your hip bone. After a treatment of six months, the doctor reviews your treatment and makes a decision that you have reached your maximum medical improvement (MMI). At this point, presumably, no further medical treatment would impact your condition.
There are various rules and regulations when it comes to MMI, so if you are residing in Texas, then you should be aware of the rules and the legal terms, or hire an experienced attorney who can represent you and take care of the legal work.
Impact of MMI in a Car Wreck Personal Injury Claim
If you were involved in a bad car crash that was caused by the carelessness of another motorist, you probably have grounds to file a personal injury claim against the other driver’s insurance policy. If you decide to file an injury claim, the moment you reach MMI is important because that is when your Houston car accident attorney can proceed with filing a claim and negotiating with an insurance adjuster.
Often, when you reach your MMI after a car wreck, you could wind up being offered a settlement. However, it is crucial to know exactly about the MMI so that you can calculate the future costs and damages that you may have to incur as a result of your injuries. If you do not know the MMI, you will not be able to accurately calculate the future charges and costs. This is why attorneys often advise waiting until you are done with physical therapy before filing an actual claim with the insurance company.
It is extremely important to understand and properly calculate your harms and losses after an accident. Why? Because once you agree to a settlement, it effectively closes down your legal rights and you will no longer be able to pursue a claim for financial restitution. So, it is critical to know exactly when you are going to reach your MMI.
Have Questions? Contact a Houston Personal Injury Lawyer
If you or a loved one suffered a serious injury after an automobile accident in or around Houston, do not delay in taking legal action against the reckless motorist who hit you. The experienced and skilled car accident injury lawyers with Michael P. Fleming and Associates are ready to help. Call today for a free consultation 713-221-6800.