Paying Medical Bills after a Car Accident
Across the state of Texas, auto accident injuries are on the rise. As the state’s population continues to grow, the number of cars on the road increases and accidents become more likely. According to the Texas Department of Transportation, over 17,000 people sustained a serious injury in an automobile accident in 2016. Unfortunately, medical bills resulting from auto accidents and car crashes can be incredibly expensive.
Treatment such as surgery or long-term care can sometimes cost thousands of dollars that could leave a family painfully indebted. There are many different options to pay medical bills after a car accident, however, and victims of car accidents can try to seek compensation for the payment of their medical bills in court.
Common Types of Medical Bills
Immediately after a car accident, injured persons will often be taken to the emergency room by ambulance, seen by a treating physician, possibly undergo surgery, and be prescribed medication. The ambulance, doctor’s fees, treatment costs, and medication are not free. Generally, the total cost of short term care is expensive. Similarly, long term care such as physical therapy or continued prescription medications can also become extraordinarily expensive over a long period of time.
Health Insurance Coverage as an Option to Assist in Payment of Medical Bills
Victims of a car crash with health insurance may not have much trouble paying their medical bills. In most cases, good health insurance will cover all of the treatment items described above and the insured will simply pay the standard deductible. People with more limited health insurance may have trouble recovering all of their medical expenses, however. Furthermore, not everyone has health insurance. Those without insurance will likely be forced to bear their short term medical bills. However, car crash victims with more long term injuries may be able to find insurance to help cover their long term treatment costs.
Litigation as an Option to Pay Outstanding Medical Debt
Under Texas law, the driver at fault for the crash can be held liable and ordered to compensate you, the injured victim. This legal compensation includes payment of any medical bills and related expenses such as ambulance fees. Texas law requires payment of medical bills by the driver that caused the crash because Texas expects its citizens to be cautious while driving. Drivers must share the road with other drivers, and failure to do so can result in being required to pay financial compensation for the injuries of the accident victim. Prior to filing a claim for medical bills with the at fault driver’s insurance company or before filing a lawsuit, however, victims should consult an experienced car accident attorney to assist in filing and explain the insurance claims and court processes.
Now is the Time to Speak to a Houston Auto Accident Injury Lawyer
Suffering a serious injury in a car wreck can leave you struggling to pay the bills and struggling to get out of bed due to serious bodily injuries. If you find yourself in this situation, you have the right to pursue monetary compensation for the harms and losses you suffered a result of the accident. Contact the law firm of Michael P. Fleming & Associates to schedule a free consultation today 713-221-6800.