What If The Driver Of The Other Car Doesn't Own It?

What If The Driver Of The Other Car Doesn’t Own It?

Sometimes the other driver in a car accident isn’t the person who owns the car. In this case, it’s important to contact an attorney as soon as possible to determine who is liable for your injuries. In most cases, it will be the party who owns the car. However, you may also be able to file a claim against the driver’s insurance.
At the law firm of Fleming Law, P.C., we offer a free initial consultation to evaluate your case and explain your options. From our offices in Houston, we serve clients in Harris County and throughout Texas. Call 713-221-6800 or toll free at (888) 529-0018 to schedule an appointment.

Car Insurance Follows The Vehicle

When you give someone else the keys to your vehicle, they are a permissive driver and are covered under your auto insurance policy unless they are specifically excluded. The same rule applies to businesses. If a person is driving a company car and injures you in an accident, the businesses’ auto insurance is responsible.
If the owner of the vehicle does not have enough insurance to cover your damages, you may be able to file a claim against the driver’s insurance company as a secondary payer. For this reason, it’s important to seek the advice of an experienced lawyer who can evaluate all available sources of insurance.

For More Information About Liability In Car Accidents

For more information about your options if the other driver doesn’t own the car involved in the accident, contact Fleming Law, P.C., for a free initial consultation. From our offices in Houston, we serve clients in Harris County and throughout Texas. Call 713-221-6800 or toll free at (888) 529-0018 .
See our Car Accident FAQ page for answers to more questions.