What If The Accident Happened On The Job?
If you are injured in a car accident that occurred on the job, you may be entitled to compensation from both workers’ compensation and the insurance company of the other driver. While you can’t collect twice for the same damages, you can maximize the compensation you receive for the damages you have suffered.
Is The Accident Covered By Workers’ Compensation?
If you were injured in a work-related motor vehicle accident, you are covered by Texas workers’ compensation regardless of who was at fault. “Work-related” generally means that you were driving on the job. The accident would not be covered by workers’ compensation if it happened while you were commuting to or from work or running a personal errand during lunch.
Workers’ compensation covers medical bills and two-thirds of lost wages up to certain limits. It may also provide benefits if you suffer a permanent injury.
Can I Sue The Other Driver?
If the accident was caused by the negligence of another party, you can file a personal injury claim against the other party’s insurance company. Filing a personal injury claim will allow you to recover compensation for damages that aren’t covered by workers’ compensation, such as pain and suffering, and any lost wages that were not reimbursed by workers’ compensation.
Even if you were partially at fault, you may still be able to recover compensation from the other party’s insurance.
For More Information About Car Accidents On The Job
For more information, contact Fleming Law, P.C., for a free initial consultation. From our offices in Houston, our lawyers serve clients in Harris County and throughout Texas. Call 713-221-6800 or toll free at (888) 529-0018 .
See our Car Accident FAQ page for answers to more questions.