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First-party and third-party insurance claims are different. A person files a first-party claim with his or her own insurance company. In contrast, a person files a third-party claim with the...

Although Texas requires drivers to have minimum levels of liability insurance, drivers in Texas do not have to purchase uninsured/underinsured motorist (UM/UIM) coverage. However, the state requires insurance companies to offer...

Under the Texas Workers’ Compensation Act, workers’ compensation benefits are available to employees for work-related injuries and family members of employees who suffered a fatal work injury. In addition, exemplary...

Ideally, any employee who is injured during the course of his or her employment experiences a full recovery that allows him or her to return to the job. However, the reality is...

According to new research from University of Missouri Extension Safety and Health Specialists, agriculture workers are 20 times more likely than other workers to die from heat, but these deaths are...