Car Accident Attorney in Houston
Did you suffer serious injuries or lose a loved one in a car crash? Sadly, you can’t expect the insurance companies to have your best interests at heart. They are out to maximize their profits. So, they will try to pay you as little as possible – or nothing at all. That’s why you should immediately get legal help from one of the best car accident lawyers in Houston at Fleming Law Personal Injury Attorneys.
Our Houston car wreck lawyers have over 30 years of experience helping those injured in car, truck, and motorcycle accidents all around Houston. If you have been injured, call us now.
Why You Should Hire Our Car Accident Lawyer in Houston
Nicholas P. Fleming and his firm are consistently rated as one of the best car accident lawyers in Houston. He has assembled a legal team that will be dedicated to protecting your rights and pursuing all of the compensation that you are entitled to receive.
When you hire Fleming Law, P.C. for your car accident case, you will work directly with your Houston car accident attorney – not an assistant. You can expect close attention to all of your personal needs and goals. You will owe us nothing unless we secure compensation for you. It starts with a free, no-strings-attached consultation about your case. Contact us today to learn more.
Do I Need a Houston Car Accident Attorney?
If you were injured in an accident that wasn’t your fault, hiring a Houston car accident attorney is critical to represent you. An experienced lawyer has the knowledge to take on the insurance companies and the resources to manage every aspect of your case on your behalf, giving you the time and space to focus on your health.
If you sustained severe, debilitating injuries, the financial stakes could be quite high. As medical bills start to pile up, you could quickly sink into debt — especially if you aren’t able to work and lose your primary source of income. You may not have the time or energy to focus on your injury claim. If you try to navigate the claims process on your own, you might end up with a much smaller settlement than you need.
At Fleming Law Personal Injury Attorneys, our Houston car accident lawyers can help you in many different ways, including by:
- Thoroughly investigate and analyze the accident that caused your injuries.
- Gathering evidence and determining liability.
- Document your total financial and non-financial losses.
- Negotiating with the insurance company.
- Taking your case to trial if we can’t come to a fair agreement with the insurance company.
Personal injury law is complex. It can help to have an attorney who has dedicated their career to understanding it thoroughly — particularly one with experience at both the negotiating table and in court. Unless you are an attorney yourself, you might not be equipped to handle your own case.
What Are Texas Car Accident Laws?
After a car accident in Houston, you might be wondering about your legal rights and obligations under Texas law. Some of the important statutes you should know about include:
Auto insurance rules: Texas employs a fault-based system regarding auto insurance. That means an accident victim is entitled to file a claim against the motorist who caused the crash — the “at-fault” party — or, more commonly, their insurance provider.
In Texas, motorists must carry a minimum of:
- $30,000 in bodily injury liability insurance coverage per person per accident
- $60,000 in total bodily injury liability coverage when at least two individuals are injured
- $25,000 for property damage
This coverage essentially pays for medical costs, personal property replacement, and other expenses that victims suffer. In Texas, this coverage is referred to as “30/60/25.” However, it’s a good idea to purchase additional coverage if you can afford it, including:
- Collision coverage, which pays for damage to your vehicle after an accident you caused
- Uninsured/underinsured motorist coverage, which pays for your losses if you are hit by an uninsured driver or one whose insurance limits do not cover the total cost of the accident)
Insurance companies in Texas also must offer personal injury protection policies, which you can turn to for coverage directly after an accident. While it may take time to recover compensation through a third-party claim, your personal injury protection policy can offer you immediate coverage without needing to prove fault.
You are required by law to carry your insurance card with you in your vehicle. If the police pull you over and you don’t have your insurance card, you can be fined or even face vehicle impoundment for subsequent offenses.
Reporting an accident: Per Section 550.026 of the Texas Transportation Code, you must report any accident in which you are involved to the local police department or sheriff’s office if someone was injured, someone died, or any of the vehicles were so severely damaged that they cannot be moved from the accident location.
How Much is My Car Accident Case Worth?
It can be challenging to determine how much money you may be entitled to without the help of a Houston car accident attorney. First, you would need to gather your medical records and bills, pay stubs, car repair estimates, and any other evidence of associated expenses to determine your economic losses.
Calculating non-economic losses can be even more challenging. Non-economic losses are intangible losses you suffered due to the accident, like pain and suffering. An experienced car accident attorney can assign these a value as well.
You can help your lawyer by keeping a journal throughout your recovery. Each day, you should record your level of physical pain and emotional state. Your attorney can review this document and use it to quantify your non-economic losses.
Although there is no set amount that you can claim, in general, the more severe and expensive your injuries, the more compensation you could receive. At Fleming Law Personal Injury Attorneys, we are prepared to investigate your crash thoroughly to determine all your losses and demand compensation to match. The last thing you want is to accept a less-than-generous settlement that leaves you to pay certain costs out of your pocket. The more we can recover for you, the easier it will be to return to your normal life.
How Do I Deal with the Insurance Company After My Accident?
It is important to remember that insurance companies are not on your side. An insurance adjuster’s goal is not to compensate you fully but to save the company money and keep its shareholders happy. Approach any conversation with an insurance adjuster or agent with this truth in mind.
First, you should never admit fault or apologize when speaking to an insurance adjuster. You should provide only basic details, such as your contact information and a brief, non-detailed description of the accident. Never speculate about the crash, and stick to the facts. If the insurance adjuster asks to record you or take a statement, politely decline. Remember, they can use anything you say against you.
The insurance company may use several tactics to reduce or deny your claim.
They might try to shift blame for the accident onto you. They might argue that you sustained your injury in a separate incident. Some insurance companies will ask you to visit a doctor of their choosing for a second opinion. When the doctor writes their report, they will most likely downplay the severity of your injuries.
One of the most common tactics insurance companies use to minimize their expenses is to offer accident victims a quick, lowball settlement. If they make you an offer, it’s probably less than you deserve. You should never sign a settlement agreement without first consulting an attorney. A lawyer can handle all communications with the insurance company on your behalf so that you don’t get tricked or bullied into accepting anything less than you’re owed. Houston car accident lawyer. Houston personal injury lawyer.
Call Our Accident Attorneys Before The Insurance Adjusters
If the other driver’s insurance adjuster contacts you, you need to understand:
- The adjuster doesn’t care about you or your injuries.
- The adjuster and insurance company only care about saving money.
- They want to pay you as little as possible for your injuries.
Don’t take on the insurance companies by yourself. You need a legal advocate armed with the experience and knowledge required to go after the maximum compensation your case calls for.
You should seek the best auto accident lawyers in Houston to handle your case. Fleming Law Personal Injury Attorneys consistently ranks among the top Houston car accident lawyers in the city.
Common Types of Car Accidents in Houston
Our Houston auto accident lawyers handle all types of motor vehicle accidents. Accidents occur in Houston for many reasons, but here are a few common types: