Car Accidents

Car crash happening along the highway.

Chapter 601 in Title 7 of the Texas Transportation Code is known as the Texas Motor Vehicle Safety Responsibility Act, and is also referred to as the Texas Safety Responsibility Law. The reason the Texas Safety Responsibility Law was enacted was to promote safe driving and to require drivers to accept…

Man using phone while driving.

In response to the rising number of texting accidents in Texas, the state enacted a distracted driving law that prohibits drivers of all ages from reading, writing or sending messages on an electronic device while they are operating a vehicle. Violators of the law can face fines up to $200….

Man calling for first aid after car accident.

As a general rule, you cannot seek damages in a car accident claim for a pre-existing injury or medical condition. However, if a car crash causes the aggravation or acceleration of a pre-existing injury or condition, you can pursue damages that directly arise from that aggravation or acceleration. The other…

If a personal injury victim cannot pay for medical services, the hospital can assert a lien that seeks recovery of those costs. The hospital lien will attach to any settlement or court judgment which the victim obtains. How Do I Know If a Texas Hospital Lien Is Valid? The requirements…

Insurance form with gavel.

First-party and third-party insurance claims are different. A person files a first-party claim with his or her own insurance company. In contrast, a person files a third-party claim with the insurance company of the driver who caused the accident. Third-party claims are also called liability claims. While most people have…

auto insurance coverage

Although Texas requires drivers to have minimum levels of liability insurance, drivers in Texas do not have to purchase uninsured/underinsured motorist (UM/UIM) coverage. However, the state requires insurance companies to offer it, and you likely have this coverage unless you turned it down in writing.  What Does Uninsured/Underinsured Motorist Coverage Pay…