How do we demand the full compensation you deserve?
Insurance companies are profit-driven. Adjusters will do whatever they can to reduce the value of an accident claim. The first settlement offer is often far lower than what the injured party actually deserves. It’s all part of their job. But the job of an attorney is to fight for what’s fair.
Insurance companies use a standard formula to place a value on an insurance claim. The first part of the calculations looks solely at the direct costs of the claim. This includes quantifiable amounts such as medical expenses, property damage and lost wages. Adjusters begin to struggle when calculating pain and suffering and the emotional toll of the accident, which are more abstract and up for debate.
Injured people can reasonably expect to get a higher settlement if their injuries were severe and have drastic long-term consequences. However, there is a tendency for insurance companies to undervalue the true costs of a claim when the future for a victim with a life-altering catastrophic injury is uncertain. Accepting a low settlement offer can be devastating if complications arise.
The attorneys at Fleming Law, P.C., are familiar with the tactics that insurance companies use to offer lowball payouts. We investigate all cases as if they are going to trial. Our strong approach lets them know that we won’t accept an unfair settlement.
Note: It’s important to understand that settlement offers cannot exceed the insurance policy’s limit amount. No insurance company will pay above the cap even if your injuries are worth more than the insured party’s limit. In those cases, it’s very important to contact an attorney to see about other possible legal remedies.