What If The Accident Happened On The Job?

If you are injured in a car accident that occurred on the job, you may be entitled to compensation from both worker’s compensation and the insurance company of the other driver. While you can’t collect twice for the same damages, you can maximize the compensation you receive for the damages you have suffered.

Is The Accident Covered By Texas Worker’s Compensation?

If you were injured in a work-related motor vehicle accident, you are covered by Texas worker’s compensation regardless of who was at fault. “Work-related” generally means that you were driving on the job. The accident would not be covered by worker’s compensation if it happened while you were commuting to or from work or running a personal errand during lunch.

Worker’s compensation covers medical bills and two-thirds of lost wages up to certain limits. It may also provide benefits if you suffer a permanent injury.

Can I Sue The Other Driver?

If the accident was caused by the negligence of another party, you can file a personal injury claim against the other party’s insurance company. Filing a personal injury claim will allow you to recover compensation for damages that aren’t covered by worker’s compensation, such as pain and suffering, and any lost wages that were not reimbursed by worker’s compensation.

Even if you were partially at fault, you may still be able to recover compensation from the other party’s insurance.