Car Accidents
Typically, the first settlement offer that an insurance company makes to a car accident victim is a low one. It may represent just a fraction of the total costs that you have incurred – and will incur – as a result of your crash-related injuries. For this reason, you should…
Car accidents can be very traumatic for people. For pregnant women, car accidents can be even more traumatic because of the potential danger to them or their baby’s health. Pregnant women in car accidents should take precautions in the days following the accident. Miscarriages, pre-term labor, and placental abruption are…
Texas doesn’t require drivers to report all “fender benders,” but it is usually in a person’s best interest to make sure that a police report is completed. Even in accidents in which there are no injuries and damage is minor, circumstances can change later, and people may ultimately regret not…
Chapter 601 in Title 7 of the Texas Transportation Code is known as the Texas Motor Vehicle Safety Responsibility Act, and is also referred to as the Texas Safety Responsibility Law. The reason the Texas Safety Responsibility Law was enacted was to promote safe driving and to require drivers to accept…
In response to the rising number of texting accidents in Texas, the state enacted a distracted driving law that prohibits drivers of all ages from reading, writing or sending messages on an electronic device while they are operating a vehicle. Violators of the law can face fines up to $200….
As a general rule, you cannot seek damages in a car accident claim for a pre-existing injury or medical condition. However, if a car crash causes the aggravation or acceleration of a pre-existing injury or condition, you can pursue damages that directly arise from that aggravation or acceleration. The other…
Head-on collisions are frightening. Two cars coming at each other – often at high speeds – cando quite a bit of damage to each other, and to the drivers and passengers inside. Those unfortunate enough to end up in these collisions often come away with severe or life-threatening injuries, even…
If a personal injury victim cannot pay for medical services, the hospital can assert a lien that seeks recovery of those costs. The hospital lien will attach to any settlement or court judgment which the victim obtains. How Do I Know If a Texas Hospital Lien Is Valid? The requirements…
First-party and third-party insurance claims are different. A person files a first-party claim with his or her own insurance company. In contrast, a person files a third-party claim with the insurance company of the driver who caused the accident. Third-party claims are also called liability claims. While most people have…
Although Texas requires drivers to have minimum levels of liability insurance, drivers in Texas do not have to purchase uninsured/underinsured motorist (UM/UIM) coverage. However, the state requires insurance companies to offer it, and you likely have this coverage unless you turned it down in writing. What Does Uninsured/Underinsured Motorist Coverage Pay…
